94116 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94116 is located in San Francisco, California, within San Francisco County. It covers approximately 2.53 square miles and serves a population of 43,903 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 415/628.

About ZIP code 94116

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,368,100. Owner-occupancy sits near the national average at 74%.

The gap between median ($145,931) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 24% of households.

Overall, ZIP code 94116 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

43,903
population
2.53
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
94116 ZIP code map
Cities in ZIP code 94116

Below are the cities the US Postal Service accepts for ZIP code 94116. Using any city not on this list may result in mail delivery delays.

City Status
San Francisco Preferred
Nearby ZIP codes
94122 San Francisco (1.2 mi) 94132 San Francisco (1.5 mi) 94127 San Francisco (1.7 mi) 94131 San Francisco (2.2 mi) 94121 San Francisco (2.6 mi) 94114 San Francisco (2.6 mi) 94112 San Francisco (2.7 mi) 94117 San Francisco (2.9 mi) 94118 San Francisco (2.9 mi) 94110 San Francisco (3.8 mi) 94115 San Francisco (3.9 mi) 94129 San Francisco (3.9 mi)
Demographics updated 06/2026
Population
Total population 43,903
Population density 17,353 / sq mi
State FIPS 06
County FIPS 075
Geography
Land area 2.53 sq mi
Water area 0.04 sq mi
Latitude 37.7443
Longitude -122.4843
Timezone Pacific (PT)
Area code 415/628
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 20.2% 25.4% 32.6%
$50k – $100k 19.7% 18.5% 27.7%
$100k – $200k 32.4% 27.2% 26.4%
Over $200k 27.7% 29.0% 13.3%

Demographics & statistics

43,903
Population
17,353
People per sq mi
44.9
Median age
$145,931
Median household income
$72,233
Per capita income
$1,368,100
Median home value
$2,947
Median monthly rent
74.0%
Home ownership
6.4%
Poverty rate
5.6%
Unemployment
12,378
Housing units
56.5%
Bachelor's or higher

Age distribution

Male Female
1,085
Under 5
1,063
1,235
5–9
1,210
994
10–14
974
677
15–19
664
682
20–24
667
3,197
25–34
3,131
3,251
35–44
3,185
2,915
45–54
2,856
1,561
55–59
1,528
1,460
60–64
1,429
2,849
65–74
2,790
1,364
75–84
1,336
909
85+
891
← Male
Female →

Age summary

GroupCount%
Under 187,42816.9%
18 and over36,47583.1%
65 and over10,13923.1%
Median age44.9 years

Race & ethnicity

Asian 52.3%
White 31%
Two or more races 8.4%
Hispanic or Latino 4.5%
Other race 2.6%
Black or African American 0.9%
Native Hawaiian / Pacific Islander 0.3%
GroupCount%
Asian24,04352.3%
White14,25331%
Two or more races3,8728.4%
Hispanic or Latino2,0554.5%
Other race1,1782.6%
Black or African American4310.9%
Native Hawaiian / Pacific Islander1150.3%

Household income

Income range This ZIP County avg State avg
Under $50k 20.2% 25.4% 32.6%
$50k – $100k 19.7% 18.5% 27.7%
$100k – $200k 32.4% 27.2% 26.4%
Over $200k 27.7% 29.0% 13.3%
Under $10k 1.6%
$10k–$15k 2.9%
$15k–$25k 3.8%
$25k–$35k 4.1%
$35k–$50k 5.2%
$50k–$75k 7.7%
$75k–$100k 8.1%
$100k–$150k 18.0%
$150k–$200k 12.3%
$200k+ 36.3%
Range% of households
Under $10k1.6%
$10k–$15k2.9%
$15k–$25k3.8%
$25k–$35k4.1%
$35k–$50k5.2%
$50k–$75k7.7%
$75k–$100k8.1%
$100k–$150k18.0%
$150k–$200k12.3%
$200k+36.3%
Median income$145,931

Housing

Home values

Under $50k 1.4%
$50k–$100k 0.2%
$100k–$150k 1.3%
$150k–$200k 0.4%
$200k–$300k 0.1%
$300k–$500k 1.2%
$500k–$1M 11.5%
$1M+ 83.9%

Housing overview

MetricValue
Median home value$1,368,100
Median rent / month$2,947
Owner occupied74.0%
Renter occupied26.0%
Vacant6.1%
Single-family detached40.3%
Large apartment buildings1.4%
Mobile homes0.1%
Median rooms5.5
Avg household size (owned)2.85

Year built

Era%
2020 or later0.0%
2010–20190.6%
2000–20091.0%
1990–19990.8%
1980–19893.0%
1970–19794.3%
1960–19695.3%
1950–195915.3%
1940–194934.0%
1939 or earlier35.7%

Bedrooms

Size% of units
No bedroom (studio)2.0%
1 bedroom7.1%
2 bedrooms32.7%
3 bedrooms38.4%
4 bedrooms15.0%
5+ bedrooms4.9%

Vehicles per household

Vehicles% of households
No vehicle10.5%
1 vehicle35.9%
2 vehicles37.9%
3 or more15.7%

Heating fuel

Fuel type%
Utility gas78.3%
Electricity16.7%
Propane / LP gas2.1%
Wood0.1%
Solar0.1%
No fuel used2.6%

Households & families

Household typeCount%
Married-couple family8,58155.8%
Cohabiting couple7905.1%
Male householder, no spouse2,30915.0%
Female householder, no spouse3,68824.0%
Households with children under 184,03326.2%
Households with seniors (65+)6,78944.2%
Average household size2.84

Marital status

StatusMaleFemale
Never married36.3%28.6%
Married55.4%52.2%
Separated1.1%0.9%
Widowed2.6%10.6%
Divorced4.5%7.7%

Education

Less than 9th grade 5.6%
Some HS, no diploma 4.1%
HS graduate 15.0%
Some college, no degree 11.3%
Associate's degree 7.4%
Bachelor's degree 35.4%
Graduate / professional 21.1%
Metric%
HS diploma or higher90.3%
Bachelor's or higher56.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool88710.7%
Kindergarten5987.2%
Elementary school3,19138.5%
High school1,22214.7%
College / grad school2,39428.9%

Employment

Industry of employment

Education & healthcare 24.0%
Professional & management 20.4%
Arts, food & hospitality 8.7%
Finance & real estate 8.5%
Retail trade 7.9%
Public administration 7.3%
Transportation & utilities 5.7%
Manufacturing 4.8%
Information 4.2%
Other services 3.7%
Wholesale trade 2.6%
Construction 2.0%
Agriculture & mining 0.1%

Occupation

Category%
Management, business & arts57.6%
Service15.9%
Sales & office17.3%
Natural resources & construction2.4%
Production & transportation6.8%

Employment type

Type%
Private sector73.2%
Government20.3%
Self-employed6.2%
Unpaid family workers0.3%

Commute

Method%
Drive alone38.5%
Carpool9.2%
Public transit23.6%
Walk3.1%
Work from home21.0%
Other means4.5%
Avg commute (minutes)35.8

Poverty

All people 6.4%
Under 18 years 1.1%
18 and over 7.5%
Married-couple families 1.7%
Female-led households 11.1%

Income support

Source% of households
Social Security39.0%
Retirement income32.7%
Supplemental Security5.5%
Cash public assistance2.2%
Food stamps / SNAP4.5%

Health indicators

Condition%
Obesity15.5%
High blood pressure26.1%
High cholesterol30.7%
Diabetes9.6%
Heart disease4.8%
Stroke2.3%
Asthma7.5%
Arthritis17.1%
Kidney disease2.3%
Pulmonary disease3.9%
Cancer5.6%
Behavior / access%
Smoking8.3%
Binge drinking14.3%
No physical activity17.7%
Less than 7 hrs sleep28.5%
Depression12.3%
Fair or poor health10.0%
Poor mental health10.7%
Poor physical health7.0%
No health insurance8.2%
Visited doctor (checkup)67.2%
Visited dentist67.2%
Cholesterol screening92.1%
Teeth loss6.8%

Veterans & disability

VeteransCount%
Civilian veterans1,2683.5%
Disability%
Any disability9.9%
Under 182.7%
18–64 years4.9%
65 and over28.3%

Health insurance coverage

Type%
Private insurance80.8%
Public insurance30.4%
No insurance2.6%
Uninsured under 190.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only41,75595.1%
Spanish9,86923.6%
Other Indo-European1810.4%
Asian & Pacific Islander3840.9%
Other languages9,29222.3%

Place of birth & citizenship

OriginCount%
Native born (US)26,63360.7%
Born in same state25,79058.7%
Born in different state19,57744.6%
Foreign born8431.9%
Naturalized citizen17,27039.3%
Not a US citizen14,12481.8%

Ancestry

AncestryCount%
Italian2,6556%
French1,9494.4%
Arab1,1122.5%
English3270.7%
Polish2960.7%
AncestryCount%
Irish1560.4%
Norwegian1380.3%
Dutch1300.3%
German400.1%

Technology access

Metric% of households
Computer access35.0%
Internet access95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94116

What city is ZIP code 94116 in?

ZIP code 94116 is primarily assigned to San Francisco, California.

What county is ZIP code 94116 in?

ZIP code 94116 falls within San Francisco County, California.

How educated is the population of ZIP code 94116?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is Spanish widely spoken in ZIP code 94116?

Approximately 24% of households in ZIP code 94116 speak Spanish as a primary language.

Does ZIP code 94116 have a large retiree population?

39% of households in ZIP code 94116 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 94116?

The median household income in ZIP code 94116 is $145,931, above the national median of ~$75,000.

What timezone is ZIP code 94116 in?

ZIP code 94116 observes the PST timezone.

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